I’ve not posted for over a week now. I suppose it’s a combination of laziness and wanting to write a more substantial post. I did try, some time ago, to post every day. I think it lasted just over a week, before I began to struggle to say anything at all. So that fell by the wayside and I returned back to simply writing when I felt up to it and had something I wanted to say.
Now that’s out of the way, it’s back to the moans and groans.
We, that’s me and K*** had a great day out on Tuesday to Beningbrough Hall. We walked round the gardens, which were really beautiful. We then toured the hall which was extremely enjoyable. Where does the ‘moan’ come in you may ask? Well Beningbrough, as the above link shows is an estate owned and managed by the National Trust. A fine example of a house and gardens of it’s time and a great educational place to for all to visit. So why do some parents (and I counted at least five families) think it is a great idea for their ‘children’ to take a football with them? It’s a piece of important history not a sports field! If you want to kick a ball around, then there are plenty of of open parkland in this country to do just that!
After our visit, we had a look around one of the large shopping parks in the area. Now I get a little upset with some of the shops and I have mentioned before the issue of clothing sizes, so I’m not going to visit that again. No, my ‘moan’ this time is the price of razors! We needed to get some for R*** to take on respite as we had been told he was getting low. K*** was buying some kind of cosmetic stuff and I was charged with picking the razors. It never fails to amaze me at the price of these things. But what amazes me more, is when they are sold on ‘special offer’. I saw one pack that had the razor handle and six individual ‘multi-blades’ priced at the special offer price of £30.99! What really annoyed me was that at the side of this offer price was the words ‘Worth £45.99’. Who says that these are worth what they say they’re worth? Is it some kind of expert retail gurus? Or is it simply the manufacturers that are just trying to con us? I feel that it could be the latter.
I made a start on clearing out the garage on Saturday. When I say ‘made a start’ I mean just that. For the past few years, the garage has been a dumping ground for everything and anything that we/I/she felt might come in useful at some point. But it’s come to the point where even I have trouble getting in and out of the place. So something had to be done. I was going to the opticians and the local authority tip is én route, so thought I would kill two birds with one stone. Well I think I must have had a chip in my windscreen, and the numerous speed humps on the one of the roads must have exasperated this, because when I got home, I noticed I had a small crack in said windscreen. Not very happy that I have a £60.00 excess to pay to get it fixed, but even more unhappy, that it cannot be fixed until Wednesday at the earliest.
On a more positive note, my early retirement figures came through on Friday. They are looking like I expected, and I am going to take up the offer. My intention is to finish at the end of October, but ‘they’ have sort of thrown spanner in the works, so to speak. The figures from the pension company provide me an annual pension and a lump sum. But ‘spanner’ is that they have also offered to increase the lump sum, if I take a lower annual pension! So what do I do? K*** doesn’t know what would be best and I think I know, but cannot be sure. I’m going to give the figures to K***s father to look at, to see if he could advise. It is a bit of a quandary, but at least I don’t need to make that decision first. That can be decided at a later date, but it’s still a puzzle.
6 thoughts on “Having a moan and other things …”
Interesting flow of thoughts here, Tony. My thought on retirement – It depends on how much lower and on how long you plan to live. hehehe A friend of mine just took a larger lump sum. My dad did the same. My dad did not live very long after he retired, so that was a good thing for us and for him. Good luck with the decision making. You can always go back to work if you can’t live on the lower pension. ???
Thanks for comments. The way I see it is (and bear with me on this) the increase in the lump sum roughly equates to twelve years between the higher and lower pension. So when those twelve years are up, the extra in the lump sum would have been dissapated(?) but I would still have the lower pension. With regard to how long I plan to live, the surgeon told me that my new heart valve would last at least thirty years, so that’s my plan … ha ha ha.
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So there you have your answer, barring a weird accident. 🙂
…and of course, now that the Bank of England has reduced interest rates from 0.5% to 0.25%, ‘money in the bank’ is not going to do much anyway 😦
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True enough! Good luck making this very important decision. 🙂
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