Following on from my last post regarding Early Retirement, things have moved on somewhat. When I first mentioned it to K***, her initial response was that ‘… I should think about it …’. It has gone from that via ‘… I think you should really consider it …’  to ‘… think you should go for it…’ very quickly. She thinks that we could over-think this and although I’m not an impulsive person by any means, I think she is right.

Therefore the decision, I think has been made. I’m speaking with our service lead on Wednesday to discuss the matter, and I’ve an idea, that he is going to ask me for a date when I want to go. From what I understand, if I say I want to go at the end of … say September, then the request will go to a corporate panel on the 8th of September and then then directorate panel on the 18th September. If it passes both panels, then my last day would be the 30th September. It is that quick.

So now all I need to do, over the next few days is to pick a leaving date! I suppose this is another one of those life changing moments.

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I opened another Individual Savings Account (ISA) last week. I know that people now say the ISA has had its day with the new Personal Savings Allowance (PSA), but I can’t help feeling that my ISA is a better saving option. I’ve been saving using ISA’s for a few years now, but did not transfer the 2014/15 to my 2015/16. No idea why, but I think I just never got around to it. But I decided that this time I would. So I spent a good hour filling in forms to transfer the funds across. It seemed a little bizarre, that I had to manually fill in the details of the transfer as there was no online facility to do this at all. Bit odd in this day and age, but it is done now. Already to post tomorrow. Just need to set up a direct debit to put some money into the account now.